Depending on gratuity alone after retirement is a major recipe for disaster. It can be discouraging after working for 35 years to only retire to the village. That is why planning early for retirement is a necessity.
In this audio, Dr. Titi Lawal shared her retirement experience with Ruth Ibikunle. The following are worthy of note:
- How not to be stranded in retirement
- Likely side hustles in active service before retirement
- Why you should not depend on gratuity only